Kodi Mungakhale Wolemera Motani? Top 10 Njira & Malangizo

Kodi kukhala wolemera bwanji? Kudziwa kukhala, kupeza, ndi kusunga chuma mosakayikira ndi loto kwa anthu ambiri lerolino. Choyamba, ndikofunikira kumvetsetsa kuti malotowa ndi otheka, mosasamala kanthu za momwe zinthu zilili panopa. Zimangofunika kukhala ndi malingaliro ndi makhalidwe abwino, ndikusankha mosamala ndalama zanu ndi njira zopezera chuma. Bukuli likuthandizani kudziwa njira, mabizinesi, malingaliro, maluso, ndi njira zantchito zomwe muyenera kuziyika patsogolo kuti mukhale olemera mwachangu, kuyambira pachiyambi, ndi ndalama zochepa, muzaka 30, mukapuma pantchito, pa intaneti, kapena osagwira ntchito.

Kodi Njira 10 Zabwino Kwambiri Zopezera Kulemera ndi Chiyani?

1. Kupanga bizinesi
2. Kuyika ndalama m'masheya omwe amagulitsidwa pagulu
3. Kugula crypto-assets
4. Kugulitsa mafuta
5. Ndalama zogulitsa nyumba
6. Kuyika ndalama mu golide
7. Kutenga nawo gawo mu likulu lamakampani omwe sanatchulidwe
8. Malonda a Forex
9. Ndalama za vinyo
10. Kuyika mu Art

Kupanga Bizinesi

Kuyambitsa bizinesi kungakuthandizeni kulemera msanga. Komabe, muyenera kukhala ndi chidziwitso choyambirira pazantchito zomwe mukufuna kulowa. Izi zikunenedwa, choyamba muyenera kuwunika ngati ntchito kapena chinthu chomwe mukuchifuna chikukwaniritsa zomwe zilipo kale.

Monga bonasi, kumbukirani kuti bizinesi ndi yamphamvu ndipo muyenera kuwunikanso njira zanu nthawi zonse. Pomaliza, muyenera kudzizungulira ndi gulu lomwe limagwira ntchito kuti bizinesi yanu ipite patsogolo.

Investing in Stocks Listed pa Stock Exchange

Kuyika ndalama m'magawo omwe atchulidwa kumakupatsani mwayi wopeza phindu pakuwonjezeka kwa phindu lamakampani omwe atchulidwa ndipo mwina mupeza phindu lokongola pakapita nthawi. Komabe, popeza pali kusatsimikizika pamitengo yamasheya, tikulimbikitsidwa kusiyanitsa mbiri yanu yamasheya.

Kuthekera komwe kungapezeke kuti muyike ndalama m'makampani omwe adalembedwa pamisika yamasheya kuti muyese kulemera ndikuyika ndalama mwachindunji, kudzera muakaunti yosinthitsa masheya kubanki yanu, kudzera muakaunti yogulitsa masheya ndi ogulitsa pa intaneti monga DEGIRO, kapena kudzera ndalama ndi Sicav.

Nawa ma broker abwino kwambiri omwe mungagwiritse ntchito kuyika ndalama m'masheya:

Kugula Crypto-Assets

Ngakhale kusinthasintha kwawo, kuyika ndalama mu cryptocurrencies kwa nthawi yayitali kungakhale kopindulitsa ndikukulolani kuti mukhale olemera. Lingaliro pano sikuti muwononge zonse zomwe muli nazo (koma 10 mpaka 15% yake) ndikudutsa wodalirika wodalirika wapaintaneti kuti agulitse ndalama za crypto monga broker. eToro.

Kuli bwino, muyenera kuyika ndalama mu ndalama zenizeni zomwe zili ndi zaka (monga Bitcoin kapena Ethereum) ndi mbiri yabwino. Bitcoin makamaka yatsimikizira kuti kubwerera kwake kungakhale kwakukulu kwambiri kuposa ndalama zachikhalidwe.

Nayi mndandanda wamabizinesi abwino kwambiri omwe akugula ma cryptocurrencies:

Kugulitsa Mafuta

Kuperewera kwa mafuta omwe tikuchitira umboni kumabweretsa kuwonjezeka kwa ndalama zowonongeka, zomwe, kwa nthawi yayitali kapena zazifupi, zimatanthawuza kuwonjezeka kwa mitengo, ngati izi sizimayambitsa kugwedezeka kwa mafuta. Komabe, kufunikira kwamafuta pakanthawi kochepa kukukulirakulira, makamaka m'maiko omwe akutukuka kumene.

M'kupita kwa nthawi, ndizotheka kuti mtengo wa mbiya udzafika $ 100. Chifukwa chake, kuyika ndalama pamafuta pa intaneti kumakupatsani mwayi wopeza ndalama zambiri. Mutha kuchita izi pogula magawo amakampani omwe ali mgululi, ma ETF, kapena kugulitsa ma CFD ndi broker ngati. Vantage.

Real Estate Investment

Kuyika ndalama muzogulitsa nyumba pogwiritsa ntchito kapena kusagwiritsa ntchito zopezera nyumba kungakuthandizeni kukhala wolemera. Mutha kuyikanso ndalama pamapepala amwala. Kuyika ndalama zogulira malo ndi malo ogulitsa pa intaneti kumakupatsani mwayi wopeza phindu popanda kudandaula za kuyang'anira katundu wanu.

Kuyika ndalama mu Golide

Pali njira ziwiri zogulira golide kuti mukhale olemera. Mutha kugula ma ETF, kugulitsa ma CFD agolide, kapena kugula magawo amakampani ogulitsa migodi poyera kudzera mwa broker ngati. DEGIRO. Komabe, ziyenera kukumbukiridwa kuti phindu loyembekezeredwa limadalira nthawi yogula ndi kugulitsanso golide.

Popeza golide ndi malo otetezeka, kuti ndi otheka ndipo ndi njira yapadziko lonse yolipira, osaiwala kuti ndi chinthu chosungira chomwe chimapezeka kwa onse, mutha kuyika golide weniweni kapena pamapepala golide pa intaneti.

Kutenga nawo gawo mu Capital of Unlisted Companies

Capital Investment kapena capital capital imakupatsani mwayi wopeza phindu pakanthawi kochepa (nthawi zambiri pakati pa zaka 4 ndi 7). Mutha kulowererapo pazachiwopsezo polembetsa kumagawo wamba, ma sheya omwe mumakonda, ma bond kapena kupereka zopititsa patsogolo maakaunti apano. Kubweza kwa ndalama kuchokera ku capital capital ndi pafupifupi 10% panthawi yapakati mpaka yayitali.

Ndalama Zakunja

Msika wandalama umapereka mwayi wopeza zopanda malire, makamaka popeza ndizotheka kugwiritsa ntchito mwayi kuti muwonjezere ndalama zanu zoyambira. Muyenera kudziwa, komabe, kuti mwayi sungathe kukutetezani ku zoopsa zomwe zimalumikizidwa ndi msika wosinthira ndalama zakunja.

Muyenera kuphunzira Forex kwa Dummies ndikugwiritsa ntchito mphamvu mosamala, chifukwa mukalakwitsa, zotsatira zake zitha kukhala zoopsa. Muyeneranso aganyali zosiyanasiyana ndalama awiriawiri. Oyimira pakati pakupanga ndalama zamtunduwu ndi ogulitsa pa intaneti omwe amagwira ntchito pa Forex, makamaka Vantage.

Nawa ma broker abwino kwambiri ogulitsa Forex:

Vinyo Investment

Kuti mukhale olemera, mutha kusankhanso kugulitsa vinyo. Mutha kuchita izi pogula ndi kusunga mabotolo avinyo kuti muwagulitsenso akakwera mtengo. Ndi ndalama zogulira vinyo kwanthawi yayitali, mutha kuyembekezera kubweza pafupifupi 6% pachaka.

Kuyika mu Art

M'zaka 10, kuchuluka kwa malonda a zojambulajambula kwawonjezeka ndi 300%. Kuwonjezeka kwakukulu kumeneku kwachitika makamaka chifukwa cha chitukuko cha luso lamakono lomwe m'zaka 15 lawonetsa kuwonjezeka kwa 1%. Kugulitsa kwanthawi yayitali kwamtunduwu kumatha kubweretsa phindu lapachaka pafupifupi 500%. Msika waukadaulo wapaintaneti ukuwoneka ngati njira yosangalatsa yopezera chuma.

Kodi Zinthu 10 Zomwe Muyenera Kuchita Kuti Mukhale Wolemera Pazaka 30 Ndi Chiyani?

• Ganizirani za phindu

Tiyenera kupeza njira yopangira zipatso nthawi zonse.vantage ndalama zanu. Kuti muchite izi, ndalama ziyenera kukhala cholinga chanu chachikulu, zomwe zingakupangitseni kufunafuna mipata yambiri.

• Sinthani njira zopezera ndalama

Kuti mupeze ndalama zambiri komanso kukhala olemera, ndikofunikira kukhala ndi njira zingapo zopezera ndalama. Ngati choyenera ndikukhala ndi osachepera 3, palibe chomwe chimakulepheretsani kukhala ndi zochulukirapo. Mutha kugulitsa nyumba zobwereketsa, masheya, mabizinesi, inshuwaransi yamoyo, ndi zina.

• Sungani ndalama kuti mupange ndalama

Ndalama zomwe mwasunga ziyenera kugwiritsidwa ntchito kuyikapo ndalama. Choyenera ndikuyika ndalamazi muakaunti yanthawi yayitali, mukaganizira za polojekiti yogulitsa ndalama. Bwanji osalola kuti muyesedwe ndi msika wamasheya, malo kapena malo ogulitsira pa intaneti?

• Pewani kudzionetsera

Kukoma mtima kwapamwamba sikuyendera limodzi ndi kufuna kukhala wolemera. Mukakwaniritsa cholinga chanu, mutha kuchita chilichonse chomwe mukufuna.

• Khalani ndi malingaliro abwino andalama

Dziwani kuti ndizotheka kukopa ndalama kudzera mumalingaliro. Muyenera kukumbukira kuti n’zotheka kuti mukhale wolemera, ndiye kuti mudzapambana. Chuma chiyenera kukhala chilimbikitso chanu chokha.

• Khalani nokha ndalama

Kuyika ndalama mwa inu nokha ndi chimodzi mwa zinsinsi kuti mukhale wolemera pa 30. Kuti muchite izi, muyenera kuphunzitsa m'maluso ena osati omwe muli nawo. Kuwerenga ndi imodzi mwa makiyi ofikira kumeneko. Pa izi, muyenera kuwonjezera chizindikiro chanu, ndiye kuti kukwezedwa kwa chithunzi chanu komanso kusiyanitsa kwanu ndi ena.

• Fotokozani zolinga zanu ndi njira zoti mukwaniritse

Muyenera kufotokozera momveka bwino zolinga zanu poyang'ana momwe mungalemere komanso ngati mukufuna kulemera. Izi zikafotokozedwa, muyenera kuganizira momwe mungakwaniritsire. Komabe, muyenera kuyesetsa kuti mupeze ndalama.

• Phunzirani kwa omwe mumawasirira

Kupambana kumayamba ndi kusankha kwa anthu. Muyenera kuzungulira nokha ndi zabwino kwambiri. Kuti mupite patsogolo, muyenera kungokonda maubwenzi abwino, omwe amakukwezani osati omwe amakugwetsani. Alangizi ndi ofunikira kuti munthu akhale wolemera.

• Yesetsani kuti mwezi ufike ku nyenyezi

Simuyenera kuchepetsa cholinga chomwe mukufuna kukwaniritsa; Muyenera kukhala ofunitsitsa kwambiri, chifukwa padziko lapansi pali ndalama zambiri kuposa momwe mukuganizira.

• Khalani odzisunga ndi okhazikika

Chilango sichitanthauza kusakhalanso ndi moyo wocheza ndi anthu, koma kuchita zonse m’nthaŵi yake yoyenera. Muyenera kukhala ndi chizolowezi, kukhala ndi moyo wathanzi komanso koposa zonse kuphunzira kuthana ndi nkhawa.

Kodi mungatani kuti mukhale olemera poika ndalama zanu mwanzeru?

• Kuyika ndalama zomwe mwasunga m'masheya. Msika wamalonda wachita bwino m'zaka zaposachedwa, kuwonetsa kuti kuyika ndalama m'matangadza kungakhale njira yokopa yopangira chuma. Ma broker amakonda DEGIRO kukuthandizani kuti mugwiritse ntchito bwino kwambiri pamsika uno.
• Investing in technology stocks. Kukula kwa msika kwa zimphona zaukadaulo (GAFAM) kokha kumayimira $ 10 thililiyoni. Kuphatikiza apo, ntchito zaposachedwa za masheya aukadaulo, makamaka index ya Nasdaq yomwe idaposa S&P 500, ikuwonetsa kuti kuyika ndalama muzinthu zamakono kungakhale kopindulitsa.

Kodi mungakhale bwanji Miliyoniya Wopuma pantchito?

• Invest in safe stocks. Ndi ntchito yopulumutsa pamwezi ya €450, mwachitsanzo, mutha kukhala miliyoneya patatha zaka 37 popanga ndalama mu CAC 40 (kapena masheya ake), omwe amabwerera pachaka ndi 8,5%. Muthanso kutengapo mwayi pamapindu amisonkho a PEA (ndondomeko yosungira ndalama), zomwe zimakupatsani mwayi wobweza zopindula ndi phindu lalikulu kuchokera pazogulitsa zanu.
• Kuyika gawo lalikulu la ndalama zanu mu inshuwaransi ya moyo ndi njira ina yokhalira miliyoneya mukapuma pantchito. Inshuwaransi ya moyo, ndi kusinthasintha kwake, imakulolani kuti musinthe ndalama zanu.

Kodi mungakhale bwanji miliyoniya mwachangu?

• Invest in katundu yobwereka

Muli ndi mwayi wosankha kuyika ndalama pogwiritsa ntchito malo ogulitsa kapena kuyika ndalama pogwiritsa ntchito ndalama zogulitsa nyumba. Apovantage mwayi ndikuti mutha kugulitsa nyumba popanda kapena kutsika pang'ono. Apovantage kuyika ndalama ndikuyenda kwandalama ndikuti mutha kudziwa nthawi yomweyo phindu lanu lobwereketsa mwezi uliwonse.

• Konzani phindu la ndalama zanu zogulitsa nyumba

Kuti muthe kukweza msonkho wabizinesi yanu yogulitsa nyumba, chabwino chingakhale kubwereka malo okhala osakhala akatswiri. Misonkho ya LMNP ndivantagegwiritsani ntchito mpaka simulipira msonkho pa ndalama zobwereka. Ganiziraninso za kupatsa ena ntchito kasamalidwe ka ndalama zanu zogulitsa nyumba, zomwe zimakupatsani mwayi wokhala ndi nthawi yaulere (yopereka ntchito ina) ndikulipira misonkho yocheperako.

Momwe Mungakhalire Wolemera Kuyambira pa Zero? Malangizo

• Yambitsani bizinesi
• Ikani ndalama zanu
• Sungani momwe mungathere
• Chepetsani ndalama zomwe mumawononga
• Malire ndi kubweza ngongole
• Khalani ndi luso latsopano
• Pezani zambiri momwe mungathere
• Tengani zoopsa
• Dzikhulupirireni
• Khalani odzichepetsa

Kodi Mungakhale Bwanji Wolemera Ndi Kukhala Wolemera?

• Gwiritsani ntchito mwayi watsopano

Ndikofunika kupitiriza kupanga chuma kuti mukhale olemera. Kuti muchite izi, simuyenera kusiya mwayi uliwonse wamalonda chifukwa ndinu wolemera. Mwachitsanzo, mutha kukhala Investor angelo popanga ndalama poyambira.

• Limbikitsani kukula kwanu kwachuma

Muyenera kukhala olimbikira kuti mupeze mipata yatsopano yamabizinesi kuti muyikemo. Kuti muchite izi, muyenera kupanga kukula kwanu kwachuma kukhala cholinga chokhazikika. Pitirizani kukhulupirira kuti pali ndalama zochulukirapo.

• Network ndi anthu ochita bwino

Izi ndizofunikira kuti malingaliro anu azikhala opambana. Kulumikizana ndi anthu olemera sikumangokulolani kukumana ndi anthu atsopano, komanso kukhala ndi magwero atsopano olimbikitsa.

• Osapuma mokwanira

Izi sizikutanthauza kugwira ntchito kupitilira 70 ndi chidwi chofanana ngati muli ndi zaka 40, koma osataya moyo wamabizinesi womwe umakuyendetsani. Kupitirizabe kugwira ntchito pa msinkhu uwu kumalimbikitsa kumverera kwachipambano kumeneku ndikukuthandizani kuti mukhalebe ndi maganizo pa zovuta zatsopano.

• Funsani malangizo okhudza kusamalira katundu wanu

Dzizungulireni ndi akatswiri oyang'anira. Mlangizi wazachuma atha kukuthandizani kuti mupange dongosolo lazachuma komanso kuyang'anira mabizinesi anu osiyanasiyana. Mlangizi wamisonkho adzakuthandizani kuyang'anira misonkho yanu.

Ndi Maluso Otani Amene Mungapeze Kuti Mukhale Wolemera?

• Kutha kulankhulana

Kukulitsa luso loyankhulana ndikofunikira kuti munthu akhale wolemera. Kudziwa momwe mungalankhulire kumakuthandizani kutsimikizira ndi kukopa anthu omwe mukufuna kuti mugwirizane nawo.

• Kukhoza kugwiritsa ntchito nthawi yanu

Kudziwa momwe mungasamalire nthawi yanu kumatanthauza koposa zonse kukhala wokhoza kusamalira chilichonse chomwe chili chofunikira kwambiri. Ngati simungathe kuchita zinthu zina nokha, ndikofunikira kugawira ena ntchito.

• Nzeru zamaganizo

Ndiko kuyesetsa kumvetsetsa wekha ndikuwongolera malingaliro anu. Luntha lamalingaliro limaphatikizaponso kuphunzira kudziŵa ena kuti mugwire nawo ntchito bwino.

• Kudzilimbikitsa

Ndikofunikira kudziwa momwe mungalimbikitsire kuti mupite patsogolo mwachangu ndikukwaniritsa zolinga zanu. Muyenera kuphunzira kuthana ndi zotchinga zomwe zimakulepheretsani kupita patsogolo. Muyenera kusunga chikhumbo cha kupambana chomwe chimakuyendetsani.

• Kukhazikika

Ndikofunika kuyang'anitsitsa kuti tipeze chuma ndikupewa chilichonse chomwe chingasokoneze. Pamapeto pa tsiku lililonse, muyenera kuwerengera zabwino zomwe mwachita.

• Kusamalira ndalama

Kuti mukhale miliyoneya, ndikofunikira kudziwa kaye momwe mungasamalire ndalama zochepa kwambiri. Zabwino kwambiri, muyenera kudziwa momwe ndalama zanu zilili nthawi zonse.

• Kutha kulankhula pagulu

Anthu ambiri olemera m’dzikoli amalankhula bwino. Ngati mulibe luso lolankhula pagulu, muyenera kuyeseza ndikuwongolera tsiku lililonse.

• Kutha kusintha kusintha

Makampani ena asokonekera chifukwa atsogoleri awo samadziwa momwe angayendetsere nthawi ndikusintha kuti asinthe. Muyenera kutha kusintha.

• Kutha kuyika ndalama bwino

Muyenera kudziwa momwe mungapangire ndalama zabwino. Ndi luso limeneli lomwe lingakuthandizeni kukulitsa ndalama zanu ndikuwonjezera katundu wanu.

• Kukhoza kulimbikitsa ena

Muyenera kuphunzira kukhala mtsogoleri ndipo koposa zonse kulimbikitsa ena. Izi ndizomwe zingakuthandizeni kukhala ndi gulu lolimba lomwe mungagwire nalo ntchito mwamtendere kuti mukhale olemera.

Kodi Mungakhale Wolemera Bwanji?

• Pangani chisankho chosintha moyo wanu

Anthu ambiri amakonda kukhala "tsopano" osaganizira za ndalama. Iwo amandipatsavantage kufunika kwa maonekedwe ndi kugwiritsa ntchito ndalama zawo kugula zinthu zapamwamba. Muyenera kusiya njira iyi yochitira zinthu, kukonzekera pasadakhale ndikupanga zisankho zoyenera zamtsogolo.

• Sinthani maganizo anu pa ndalama

Ndalama ziyenera kuonedwa ngati chinthu chamoyo. Palibe nthawi m'moyo wanu yomwe simuyenera kuganizira za ndalama. Mukamaganizira kwambiri za izi, zimakulimbikitsani kwambiri komanso zimakupangitsani kuti zikuthandizeni.

• Musanyalanyaze ndalama, kaya kuchuluka kwake

Chuma chimamangidwa kuchokera ku ndalama zochepa. Simuyenera kukhulupirira kuti ndi pamene muli ndi € 5 mwachitsanzo kuti mudzagulitsa. Mukhoza kugula katundu ndi ndalama zochepa.

• Kusunga kuti mupeze ufulu wodziyimira pawokha pazachuma

Ufulu wachuma umabwera pamtengo wosunga. Ngakhale ndalama zomwe mumapeza pamwezi ndizochepa, musaiwale kusunga. Ndalamazi zomwe zasungidwa zidzagwiritsidwa ntchito popanga ndalama zomwe zingakuthandizeni kukhala olemera.

• Gulani magawo amakampani omwe adalembedwa

M'malo moyika ndalama zanu muakaunti yosungira kapena inshuwaransi yamoyo, zingakhale bwino kugula magawo akampani kapena angapo kudzera mwa broker ngati. DETENDEUKA. Izi zikuthandizani kuti ndalama zanu zikule mwachangu. Nawa ma broker oyenera kugula magawo pamsika wamasheya:

• Dziwani kugwiritsa ntchito ndalama mwanzeru

Kungopeza ndalama zambiri sikuthetsa mavuto anu onse. Muyenera kudziwa kale momwe mungasamalire zochepa zomwe mumapeza. Muyenera, momwe mungathere, kupewa kulowa m'ngongole, kusunga ndikuyika ndalama zambiri momwe mungathere.

• Khalani ndi cholinga ndikudzipatsirani njira kuti mukwaniritse

Ufulu wachuma uyenera kukhala cholinga chanu chachikulu. Mukakhazikitsa cholinga ichi, muyenera kuchita chilichonse kuti mukwaniritse. Chachikulu chomwe muyenera kuchita ndikuyang'ana kwambiri cholinga ichi, osasokonezedwanso ndi chilichonse.

• Chiyambi ndi malonda pa intaneti

Kukhala wamalonda kungakuthandizeni kulemera msanga. Koma kuti mukafike kumeneko, muyenera kuyamba ndi kudziphunzitsa nokha. Ndiye muyenera kuyika ndalama zomwe sizikukuthandizani. Onetsetsani kuti mukusintha mabizinesi anu amsika pakapita nthawi.

Ngati mukufuna kuyamba ndi malonda apaintaneti, awa ndi ma broker abwino kwambiri omwe mungadutse:

Momwe Mungakhalire Wolemera Mwamsanga Ndi Mosavuta?

• Perekani chipinda m'nyumba mwanu

Musasiyenso chipinda chanu chopanda kanthu. Mutha kubwereka kuti mupeze ndalama. Ngati mukupita kutchuthi, mutha kubwerekanso nyumba yanu. Ndi ndalama izi, mutha kuyamba pogula masheya akampani, ma bond kapena ma cryptocurrencies.

• Perekani malo anu oimikapo magalimoto

Kubwereka malo oimikapo magalimoto anu kungakuthandizeni kupeza ndalama mwachangu. Sonkhanitsani ndalamazi mwezi uliwonse ndikumanga ndalama zomwe mungayang'ane njira zogulira mumsika kapena kugulitsa nyumba.

• Gulitsani zinthu zanu zosagwiritsidwa ntchito

Mu chipinda chanu mumakhala ndi zovala, nsapato kapena zinthu zina zomwe simuzigwiritsanso ntchito. Ndi bwino kuziyika pa malonda. M'malo mogulitsa garaja, mudzakhala bwino kuzigulitsa pa intaneti pojambula zithunzi zabwino.

• Perekani umuna, mazira kapena madzi a m'magazi

Ngati muli ndi thanzi labwino, palibe chomwe chingakulepheretseni kupereka umuna, mazira kapena madzi a m'magazi kuti mupange ndalama mwamsanga. Pachitsanzo cha umuna mutha kuyembekezera mpaka ma euro 45.

• Chitani ntchito zazing'ono

Kusamalira ana, kuyeretsa kapena kuyenda kwa agalu kungakupangitseni ndalama kuti muyikepo.

• Gulitsani matikiti amasewera kapena konsati

Ngakhale zingakhale zoletsedwa kugulitsa matikiti pamtengo wokwera, mutha kutero kuti mupange ndalama nthawi yomweyo. Pitani patsamba lapadera kuti mugulitsenso matikiti.

• Sungani malo ndi malo

Mutha kugula nyumba kapena nyumba kuti mukonzenso pamalo omwe akubwera pamtengo wotsika mtengo.vantageux. Mukamaliza ntchito yokonzanso, musadikire kuti mugulitsenso.

• Phunzirani kuchita malonda

Ngakhale kuopsa kwake, msika wogulitsa ndi njira yosangalatsa yopangira ndalama zanu. Ngati simukudziwa chilichonse chokhudza malonda, musanayambe kuyika ndalama zanu, chitani malonda a pepala kuchokera ku akaunti ya demo ya msika kuti muphunzire malamulo.

• Konzani ndalama zanu

Pangani ndalama zanthawi yayitali ndi chiwongola dzanja chambiri ndipo mukutsimikiza kukhala wolemera. Mukhoza kuyamba ndi kusunga ndalama zochepa.

• Ikani ndalama mu maphunziro anu

Chuma chachikulu chomwe muli nacho ndi inu nokha. Kuti mukulitse chuma chanu, muyenera kuyamba ndikuyika ndalama pamaphunziro anu, maphunziro, ndikupeza chidziwitso ndi maluso ofunikira kuti muchite bizinesi yomwe ingakhale yopindulitsa.

Kodi Mungalemere Bwanji Ndi Ndalama Zing'onozing'ono?

• Khalani olunjika ndi odziletsa. Muyenera kufotokozera zomwe mukufuna ndikukhazikitsa chilango chofunikira kuti mukwaniritse.
• Chitani zomwe mumakonda. Ndi pochita zomwe mumakondadi kuti mutha kukhala olemera mosavuta komanso ndi ndalama zochepa.
• Lekani kugwiritsa ntchito ndalama ndikuyamba kuyika ndalama. Musadikire mpaka mutakhala ndi ndalama zambiri kuti muyikepo. Mutha kuchita ngakhale ndi ndalama zanu zazing'ono.
• Ikani ndalama mu ndondomeko yopuma pantchito ya abwana anu. Ngakhale 1% yokha ya malipiro anu atha kuyikidwa mwezi uliwonse mu dongosolo lopuma pantchito.
• Investing mu mutual funds. Ndalama zomwe zimagwirizanitsa zimakulolani kuti mugwiritse ntchito ndalama zogulira katundu ndi ma bond mumgwirizano umodzi.
• Kugonjetsa mantha anu oyika ndalama. Msika wogulitsa, mwachitsanzo, ukhoza kukhala wodetsa nkhawa, koma ngati uli ndi chidwi nawo, ukhoza kukhala mwayi wopeza chuma, makamaka mukamagwiritsa ntchito oyimira pakati odalirika.

Ndi Ntchito Zotani Zomwe Zimakulolani Kuti Mukhale Miliyoniya?

• Wobanki
• dokotala
• injiniya wa mafuta
• Wolemba
• loya
• Trader
• Wochita malonda
• Katswiri wa inshuwaransi
• Wogulitsa / Wogulitsa
• Wogulitsa msika
• Wopanga mapulogalamu
• Woyendetsa ndege
• Woyendetsa ndege
• Katswiri wothamanga

Momwe Mungakhalire Wolemera pa intaneti?

• Dziwani zambiri za niche. Mutu wamba sangakhale waphindu kwa inu. Muyenera kupeza gawo lanu laukadaulo, chosiyana ndi zomwe ena angachite.
• Kupanga tsamba kapena blog. Kukhala blogger kapena kukhala ndi tsamba la e-commerce kungakhale njira yopangira ndalama pa intaneti.
• Khalani ndi chidwi ndi malonda apaintaneti. Ndi chidziwitso mderali, mupeza nsanja zambiri zomwe mungagulitse ndikuyesera kupindula ndi misika yazachuma.
• Pangani malonda ogwirizana. Kutsatsa kapena kugulitsa zinthu za munthu wina kungakupangitseni ndalama zambiri, makamaka ngati muli ndi anthu ambiri pa intaneti omwe amakutsatirani kapena ngati muli ndi tsamba lawebusayiti kapena blog.
• Khalani wolimbikitsa. Mutha kupanga ndalama pa akaunti yanu ya Facebook, Instagram, ndi zina zambiri popanga chinkhoswe posinthanitsa ndi chipukuta misozi.

Kodi Mungakhale Wolemera Mopanda Ntchito?

• Invest in masheya omwe amalipira magawo. Atha kupanga mpaka € 1,000 pamwezi. Ndi luso lolosera bwino, kubwerera kwanu kwapachaka kumatha kuchoka pa 15% mpaka 25%.
• Gulitsani pa intaneti. Zomwe mukufunikira ndi tsamba la e-commerce ndipo kugulitsa pa intaneti kungakhale gwero lanu lalikulu la ndalama.
• Pangani njira ya YouTube. Muyenera kupanga zokhutira kuti zikhazikitse tchanelo chanu. Mumalandira malipiro malinga ndi kuchuluka kwa mawonedwe omwe zomwe mumapeza.
• Werengani maimelo ndikuyankha mafunso. Ndi foni yam'manja kapena kompyuta, mutha kulipidwa kuti muwerenge maimelo amakampani ndi/kapena kuyankha kafukufuku wawo.
• Tengani nawo gawo pazoyeserera zamankhwala. Mumathandizira kupita patsogolo kwa sayansi ndikulipidwa nthawi yomweyo.

Momwe Mungakhalire Wolemera mu Mphindi 5?

• Nthawi zonse khalani ndi cholinga chatsiku. Nthawi yanu iyenera kugwiritsidwa ntchito mwanzeru. Kuti muchite izi, muyenera kudzuka ndi chinachake chomwe chidzapereka tanthauzo pazochitika zanu zonse tsiku lonse.
• Siyani ntchito yolipidwa kuti muyambe bizinesi. Muyenera kukhala bwana wanu popanga bizinesi m'malo mogulitsa nthawi yanu.
• Gawani zomwe mumakonda. Pangani maphunziro ophunzirira pamutu womwe mumakonda kwambiri womwe mutha kugawana ndi ena.

Momwe Mungakhalire Wolemera M'zaka 5?

• Phunzirani ndalama. Muyenera kuphunzira kuwerenga zolemba zonse zachuma ndikupeza njira yabwino yosinthira ngongole yanu.
• Yang'anirani ndalama zanu. Muyenera kugwiritsa ntchito ndalama zochepa kuposa momwe mumapezera, kukonzekera ndalama zanu, ndikuwongolera ngongole zanu.
• Kusamalira thanzi lanu. Kuti mukhale ndi moyo wabwino, thanzi lanu ndi thanzi lanu ziyenera kukhala zodetsa nkhawa nthawi zonse kwa inu.
• Pewani msampha wa inflation. Muyenera kuchepetsa moyo wanu momwe mungathere. Ndi bwino kukhala ndi moyo wosalira zambiri kuti muthe kugwiritsa ntchito bwino ndalama.

Malangizo 10 Oti Mukhale Olemera

• Kupanga chisankho kukhala wolemera. Kukhala wolemera ndi chisankho choyamba. Kuti muthawe umphawi, muyenera kuufuna ndi kuchita zomwe zimafunika kuti mutulukemo.
• Pangani dongosolo. Ndondomeko yokhayo yokhazikitsidwa bwino idzakulolani kuti mukwaniritse zolinga zanu zachuma.
• Lipirani zomwe mwagula ndi ndalama. Izi zimakuthandizani kumvetsetsa kufunikira kwa ndalama ndikuwononga ndalama zochepa pazinthu zopanda pake.
• Gulani wachiwiri. Chilichonse chachiwiri chimakuthandizani kukwaniritsa chosowa mukusunga ndalama.
• Nthawi zonse pemphani kuchotsera. Nthawi zonse mukapempha ndikuchotsera pa zomwe mwagula, mumasunga ndalama.
• Chepetsani ndalama zomwe mumawononga. Mwachitsanzo, mutha kusankha couponing monyanyira kapena kugula zambiri.
• Khazikitsani njira yosungira ndalama zokha. Mwachitsanzo, mutha kufunsa banki yanu kuti ichotse 10% yamalipiro anu mwezi uliwonse.
• Kuyika ndalama muzinthu ndi njira yothetsera kukulitsa mtengo wa ndalama zanu, pamene ngongole zimachititsa kuti ziwonongeke.
• Sankhani malo oyenera. Kutengera ndi zomwe mukufuna kuchita, muyenera kupeza malo oyenera kuchita zimenezo.
• Kupanga ntchito yachiwiri: Kusunga ndi kuyika ndalama sizokwanira. Ndikofunikira kupanga njira yowonjezera kapena yowonjezera yopezera ndalama.

Kodi mungalemere kuyambira pachiyambi?

Inde, malinga ngati mulimbikira ndi kukhazikika pa cholinga chanu. Kuyang'ana ndi kulanga kumafunika kuti munthu akhale wolemera kuchokera pachabe.

✔️ Kodi muyenera kugwiritsa ntchito mwayi kuti mupange ndalama zambiri?

Inde, pokhapokha mutadziwa kuzigwiritsa ntchito bwino, chifukwa apo ayi, zotsatira zake zimatha kukupangitsani kuti mubwezere ndalama.

Kodi kulemera mwachangu komanso mosavuta?

Mutha kubwereka chipinda chosakhalamo mnyumba mwanu, kubwereketsa malo oimikapo magalimoto, kugulitsa chilichonse chomwe simugwiritsa ntchito, kupereka umuna, mazira kapena plasma, ndi zina zambiri. Mukhozanso komanso koposa zonse kugulitsa nyumba kapena kugulitsa pa intaneti.

⏳ Momwe mungapangire ndalama kuchokera pachabe?

Mutha kuyambitsa bizinesi, kusunga ndalama, kuchepetsa ndalama zomwe mumawononga makamaka ngongole momwe mungathere. Muyeneranso kudzidziwitsa nokha momwe mungathere ndikukulitsa maluso atsopano. Koposa zonse, muyenera kuphunzira kuyika moyo pachiswe. Muyenera kudzikhulupirira nokha ndikupewa kuwonekera.

Kodi kukhala wolemera popanda kugwira ntchito?

Mutha kuyika ndalama m'magawo agawo ngakhale ndi ndalama zochepa ndipo pamapeto pake mumalandira zopindula pafupipafupi. Ndizothekanso kuyamba kugulitsa pa intaneti kapena kupanga njira ya YouTube kuti mugawane zomwe muli nazo ndi chindapusa. Mukhozanso kusankha kutenga nawo mbali m'mayesero achipatala ndikulipidwa.

Kulemera bwanji pa 20?

Muyenera kupanga phindu cholinga chanu chachikulu. Kenako, muyenera kuchulukitsa magwero anu a ndalama ndikupereka moyo wanu wocheza nawo momwe mungathere. Zogonja siziyenera kukufooketsa. Komanso, tiyenera kuyesetsa kwambiri kuposa miliyoni, kukhala ofunitsitsa kwambiri.